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Brandon, FL (Law Firm Newswire) August 2, 2016 – A local bankruptcy attorney wants debtors to know that student loans for unaccredited schools are dischargeable in bankruptcy. O. Reginald Osenton, owner and president of Osenton Law Office, says that recent court cases have clearly established that loans obtained to attend non-accredited educational institutions are not afforded special protections from discharge. “The fact is, if the school is unaccredited, the loan is not a ‘qualified education loan,’” Osenton said. “That is the term applied to those student loans that are ordinarily protected from discharge, and it does not apply in these […]


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Brandon, FL (Law Firm Newswire) August 22, 2013 – A new study predicts medical bills will force bankruptcies in the households of 1.7 million Americans in 2013. NerdWallet Health, a consumer finance website, compiled a series of statistical estimates of the impact this year of rising health care costs. The report says Florida will account for the third-highest total of medical-related bankruptcies in the nation, with nearly 100,000 such filings. “Medical bills are very frequently one of the primary reasons – and often the sole reason – that individuals declare bankruptcy,” said Tampa bankruptcy attorney O. Reginald Osenton. “And that […]


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Brandon, FL (Law Firm Newswire) August 15, 2013 – A judge’s approval of Kodak’s plan to repay its creditors has put the company one step closer to emerging from Chapter 11 bankruptcy. Eastman Kodak Co. filed for bankruptcy protection in 2012 after getting left behind by the digital photography revolution. In addition to the repayment plan, Judge Allen Gropper also approved documents that Kodak will send to its many unsecured shareholders to persuade them to sign onto the company’s plan to continue as a much smaller, but profitable, enterprise. “Chapter 11 bankruptcy is a crucial tool for struggling individuals and […]


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Brandon, FL (Law Firm Newswire) July 17, 2013 – Divorce among those over 50, or “gray divorce,” is on the rise, according to both an academic study and an informal poll. Researchers at Bowling Green State University (BGSU) in Ohio recently released a study entitled “The Gray Divorce Revolution,” which tracked the gray divorce rate from 1990 to 2009. And the American Academy of Matrimonial Lawyers (AAML) polled its members on whether they have seen an increase in gray divorce cases. “As a family law attorney in Florida, where seniors make up a large portion of our population, I see […]


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Brandon, FL (Law Firm Newswire) June 28, 2013 – The Florida Legislature passed a bill extending the cutoff for state foster care to the age of 21. The bill, named the “Nancy C. Detert Common Sense and Compassion Independent Living Act,” after its sponsor in the Florida Senate, gives young adults who are wards of the state the option to remain in the foster care system for an additional three years beyond the current cutoff age of 18 years. “Young adults who grew up as foster children are a vulnerable segment of Florida’s population,” said Tampa family law attorney Joshua […]


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Brandon, FL (Law Firm Newswire) June 24, 2013 – Florida’s implementation of a federal mortgage assistance program is being investigated by federal officials. The Hardest Hit Fund is a federal program to provide $7.6 billion to the 18 states most severely affected by the housing bubble. Many families are deeply “underwater” on their homes, meaning they owe more than the properties are worth. Although Florida state officials have prioritized the reduction of the size of homeowners’ mortgages as a form of assistance, it seems few homeowners have been helped that way. “The housing crisis is still being felt throughout Florida,” […]


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Brandon, FL (Law Firm Newswire) May 31, 2013 – Democratic U.S. Senators introduced legislation allowing private student loan debt to be discharged through bankruptcy. The bill would undo a 2005 change to U.S. bankruptcy laws that protects privately held student loan debt – with very limited exceptions – from being discharged when the debtor declares bankruptcy. “This reform is aimed at the large number of Americans saddled by burdensome student loans and a weak job market,” said Brandon bankruptcy lawyer O. Reginald Osenton. “Student loans issued by private companies should be treated like any other private, unsecured debt, and be […]


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Brandon, FL (Law Firm Newswire) May 29, 2013 – A bill to overhaul Florida’s alimony laws passed both chambers of the state legislature. After the House and Senate approved the measure by comfortable margins, it went to Gov. Rick Scott for his signature. If made law, the bill would do away with permanent alimony and allow judges to alter existing divorce judgments, among other provisions. “Permanent alimony may be awarded unnecessarily in some cases,” commented Brandon divorce lawyer Joshua Law, “but in others, it may be the most sensible outcome. There is no perfect solution to this issue.” If the […]


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Brandon, FL (Law Firm Newswire) May 24, 2013 – Lawmakers passed a bill to allow charities to keep money from donors who turn out to be scam artists. The legislation, HB 95, would help protect charities from “clawback,” a legal action by which bankruptcy trustees try to recover a debtor’s assets from third parties in order to repay creditors or victims. If a charity accepts a donation in good faith, that money would be protected if it is later discovered that the donor was committing fraud. “The interests of creditors and victims need to be well-represented in bankruptcy law, but […]


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Brandon, FL (Law Firm Newswire) April 22, 2013 – A Florida Senate committee advanced a bill to create a statewide domestic partner registry. Shortly after the U.S. Supreme Court heard arguments in two cases pertaining to gay marriage, the Senate panel approved legislation that would grant specific rights to domestic partnerships, including same-sex couples. “This is a step forward for same-sex couples and other unmarried domestic partners in Florida,” said Tampa family lawyer Joshua Law. “These individuals often have a difficult time pursuing legal arrangements that are automatically bestowed upon married couples.” The Senate Committee on Children, Families and Elder […]


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Brandon, FL (Law Firm Newswire) April 19, 2013 – A Miami jury handed a businessman a huge cash award in his dispute with a bank. Maury Rosenberg was awarded $6.1 million in a case against U.S. Bank. Rosenberg alleged the bank was trying to collect on his debt by forcing him into involuntary bankruptcy. The jury found that the bank acted in bad faith. “Forcing a debtor into bankruptcy as a means of trying to collect on a debt is prohibited by federal law,” said Brandon bankruptcy lawyer O. Reginald Osenton. The verdict includes punitive damages of $5 million and […]


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