brandon bankruptcy lawyer | Law Firm Newswire

Brandon, FL (Law Firm Newswire) March 20, 2013 – An estate in bankruptcy means any tax refund will likely become the property of the bankruptcy trustee. Many Floridians are looking forward to receiving an income tax refund from the federal government in the coming weeks and months. Some will use it to catch up on their bills, and others will perhaps treat themselves to something special. But anyone considering filing for bankruptcy in Florida should carefully consider what to do with their tax refund. Brandon bankruptcy attorney O. Reginald Osenton warned, “A pending tax refund for a person in bankruptcy […]


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Brandon, FL (Law Firm Newswire) November 12, 2012 – Divorce courts these days are seeing a lot fewer lawyers—and a lot more spouses choosing to represent themselves, a practice known as pro se. However, family attorneys warn that saving money on legal representation might cost people their rightful assets. “I am concerned that anyone getting divorced without legal representation may not be getting a fair deal when it comes to their financial concerns,” said O. Reginald Osenton, a Tampa bankruptcy lawyer. “In many cases, they may not fully understand their rights and remedies.” Bad economic conditions prevailing across much of […]


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Brandon, FL (Law Firm Newswire) November 5, 2012 – Debtors’ prisons have been generally outlawed in the United States since the mid-19th century. Recent reports show that legal distinction becoming blurred. The Constitution of the State of Florida, Section 11, states that “no person shall be imprisoned for debt, except in cases of fraud.” “Debt is a serious legal matter, but rightfully a civil matter, not a criminal one,” commented O. Reginald Osenton, a Brandon bankruptcy attorney. When a creditor takes a debtor to court in Florida, the creditor will likely ask the court to order the debtor to submit […]


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Brandon, FL (Law Firm Newswire) November 1, 2012 – It may sound like an exercise in despair to publicly declare one’s financial situation hopeless, but that is just what some people are doing in an attempt to rid themselves of stifling student loans. “Bankruptcy protection affords many people a measure of relief,” said O. Reginald Osenton, a Brandon bankruptcy attorney. “Student loan debt is usually not forgiven, but for truly desperate situations, there are strategies to consider.” Filing for bankruptcy protection can go a long way toward allowing a fresh start for those who find themselves in dire financial straits, […]


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Brandon, FL (Law Firm Newswire) October 18, 2012 – Fort Lauderdale Boat Club Ltd., recently filed for Chapter 11; the Boat Club had in excess of a reported $13 million in assets, with an estimated $10 million in liabilities. Investors purchased the site for $16 million in 2006. Losses of some $3 million in just a few years, much of which likely occurred in or about 2008 when the national economy began to collapse, appear to have been too difficult to overcome. Fort Lauderdale is home to numerous coastal areas, including many docks and residential slips for personal watercraft. Plans […]


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Brandon, FL (Law Firm Newswire) August 15, 2012 – The newly-created United States Consumer Financial Protection Bureau (CFPB) recommended to Congress that people be allowed to erase some of their student loan debt if they file for bankruptcy. However, even if the change is made, it may not bring the needed relief debtors want. “Filing for bankruptcy is a viable option for many people with unmanageable debt,” said O. Reginald Osenton, a Brandon bankruptcy attorney. “However, it is important for people to understand that not all student loan debt will be discharged.” The CFPB, created to protect consumers from unfair […]


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Brandon, FL (Law Firm Newswire) August 8, 2012 – Many people today find themselves in debt. Some are surprised when a company they never heard of buys their debt and then pursues an aggressive collection strategy, which may include harassing phone calls or filing a lawsuit against the debtor. Debt buying is legal, but some collection practices are not. “If you are being harassed by phone calls from debt collectors, you should know that the Fair Debt Collection Practices Act (FDCPA) protects you,” said Brandon bankruptcy attorney O. Reginald Osenton. “Fending off debt collectors is often one of the first […]


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Brandon, FL (Law Firm Newswire) February 29, 2012 – The Florida Supreme Court recently abandoned its efforts at a statewide mediation program for residential foreclosure cases. Lack of participation and low rates of loan modification meant the program was seen as unsuccessful. “It is not a shock that the courts decided to do away with this program,” said Tampa bankruptcy attorney Reginald Osenton. “There are a lot of people who would rather walk away from their house than sit across the table from a banker.” The program’s goal was to address the large number of foreclosures stacking up in the […]


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Brandon, FL (Law Firm Newswire) January 25, 2012 – If the housing market is not going to recover until the foreclosure backlog is absorbed, then it might be good news that lenders sent out notices to foreclose on almost 11,000 Florida homes in October – an 11-month high. The Miami area had the most with 4,193 and Tampa Bay and Orlando-Kissimmee each had more than 1,000, according to a RealtyTrac report. The Tampa Bay Times reported that bankruptcy filings were down most of 2011 and the Tampa Bay area’s filings were down 59 percent from a peak in October or […]


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Brandon, FL (Law Firm Newswire) December 30, 2011 – PolitiFact Florida recently confirmed that almost half of homeowners in the Sunshine State owe more on their mortgage than their houses are worth. The number – 46 percent – came from an October speech at the Democratic Party’s 2011 convention in Orlando. PolitiFact checked out the outlandish-sounding claim and found that, indeed 45.1 percent of Florida homeowners are “underwater” or owe more than they could sell their home for in today’s market. PolitiFact did its research through CoreLogic Inc. and Zillow.com. Those two companies get their real estate data from county […]


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Brandon, FL (Law Firm Newswire) November 30, 2011 – Struggling Central Florida homeowners have a new option to remain in their homes thanks to a program that has been successfully tested in Orlando federal court. By filing for Chapter 13 bankruptcy and participating in the new mediation program available in Orlando, some homeowners have been able to restructure their mortgages, lower interest rates or even reduce loans on homes that were overvalued, according to a story in the St. Petersburg Times. “Sometimes we have to make tough decisions and filing for Chapter 13 bankruptcy is not an easy one, but […]


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Brandon, FL (Law Firm Newswire) September 28, 2011 – Recent reports show that foreclosure filings are still affecting many people in Florida and Tampa Bay. In June and July, more than 6,100 people were given initial foreclosure notices. This shows an increase in foreclosures from previous months in 2011 and leads experts to warn about a second wave of foreclosures that could hamper local real estate values. The nightly local news has been showing that some foreclosures are due to homeowner association dues being egregiously past due, and the HOA wanting to take action. Other homeowners cannot legitimately afford to […]


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Brandon, FL (Law Firm Newswire) August 24, 2011 – Osenton Law Offices, P.A. in Brandon is pleased to announce Joshua Law as its new attorney concentrating in divorce and family law. Before joining the firm, he practiced at a Tampa law firm as an associate attorney where he gained expertise in family law, estate planning and criminal defense. He also previously worked with one of the biggest family law firms in the Orlando area. “Josh Law is a tremendous asset to our team with his dedication to getting the best outcome for every individual and family,” said Brandon bankruptcy attorney […]


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Brandon, FL (Law Firm Newswire) August 18, 2011 – Osenton Law Offices will expand its popular free, informational seminars to help individuals and families facing foreclosure. The law firm holds its next biweekly seminar on bankruptcy on July 26 and August 11 at 6 p.m. and will soon have seminars specifically on the foreclosure process in August. In Hillsborough County, currently 1,013 properties are foreclosures, which signals that one in every 521 homeowners in the area is struggling to make his or her mortgage. “Foreclosure defense is very important when a lender is trying to get your property,” said Brandon […]


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Brandon, FL (Law Firm Newswire) August 2, 2011 – In order to change the current child support being paid, an individual must allege a “substantial change in circumstances”. The Florida Department of Revenue Child Support Enforcement Program has noticed that requests for child support modifications have more than doubled during the last few years in the Tampa Bay area. “Many people are requesting modifications not because they don’t want to pay, but because they have circumstances out of their control wherein they can’t afford the monthly child support,” said Brandon family law attorney Joshua Law, who practices law at Osenton […]


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Brandon, FL (Law Firm Newswire) July 28, 2011 – Many families live further away from each other. Younger families go to where they can find jobs and good schools, and oftentimes the grandparents move to enjoy a better climate, cheaper living, or be around other retired friends. As aging parents start to deal with health and mobility concerns, their adult children are faced with caregiving from long distances. The typical adult child who lives in a different area from their aging parent is an average of 450 miles away, reports the National Alliance for Caregiving. “It’s important to have a […]


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Brandon, FL (Law Firm Newswire) July 18, 2011 – A new book called “Getting My Ducks In A Row” reminds individuals that without proper planning, they can leave their family with a big mess should they become mentally incapacitated or pass away. As the author says, “Sadly, the pain, stress, aggravation, family quarrels, lost time and wasted money that result from poor planning can multiply that sorrow.” The wisest step a person can take is to work with an estate planning attorney to make educated decisions about important plans for life and death. Experienced estate planning attorneys will help their […]


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Brandon, FL (Law Firm Newswire) July 12, 2011 – As people have a hard time paying credit card bills and other expenses, they get caught in a financial bind. They do not want to file for bankruptcy just yet in case more income does come in, yet they can’t live without basic groceries, gas, and the power turned on unless they stop paying all the rest of the bills. As weeks and months go by, urgent phone calls from creditors increase and letters keep flooding in to remind the debtor that their bills are past due. “Our nature is to […]


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Brandon, FL (Law Firm Newswire) June 28, 2011 – Emotions are swirling when a spouse finally decides to get divorced. For many people, a crumbling marriage can be a stressful and painstaking time to try to figure out the next steps ahead. An individual’s confidence plummets as all the legal, financial, and even child-related issues start to mount. A qualified divorce attorney will help an individual consider their options and help save them from turmoil as much as possible. After being served with a divorce petition, the other spouse has 20 days to respond to the petition. A court hearing […]


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Brandon, FL (Law Firm Newswire) June 13, 2011 – Osenton Law Offices, P.A., will host a lunch and dance for residents of The Bridges, an active retirement community in Riverview. The event will be held in the dining room of The Bridges on May 20 and include live music with a big band sound. The Bridges has an assisted living facility, custom cottage homes, condos, and a recreation center for residents to live in and enjoy. “We want to give back to the community of seniors that have done so much for the area,” said O. Reginald Osenton, owner and […]


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