brandon lawyers | Law Firm Newswire

Brandon, FL (Law Firm Newswire) March 20, 2013 – An estate in bankruptcy means any tax refund will likely become the property of the bankruptcy trustee. Many Floridians are looking forward to receiving an income tax refund from the federal government in the coming weeks and months. Some will use it to catch up on their bills, and others will perhaps treat themselves to something special. But anyone considering filing for bankruptcy in Florida should carefully consider what to do with their tax refund. Brandon bankruptcy attorney O. Reginald Osenton warned, “A pending tax refund for a person in bankruptcy […]


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Brandon, FL (Law Firm Newswire) November 12, 2012 – Divorce courts these days are seeing a lot fewer lawyers—and a lot more spouses choosing to represent themselves, a practice known as pro se. However, family attorneys warn that saving money on legal representation might cost people their rightful assets. “I am concerned that anyone getting divorced without legal representation may not be getting a fair deal when it comes to their financial concerns,” said O. Reginald Osenton, a Tampa bankruptcy lawyer. “In many cases, they may not fully understand their rights and remedies.” Bad economic conditions prevailing across much of […]


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Brandon, FL (Law Firm Newswire) November 5, 2012 – Debtors’ prisons have been generally outlawed in the United States since the mid-19th century. Recent reports show that legal distinction becoming blurred. The Constitution of the State of Florida, Section 11, states that “no person shall be imprisoned for debt, except in cases of fraud.” “Debt is a serious legal matter, but rightfully a civil matter, not a criminal one,” commented O. Reginald Osenton, a Brandon bankruptcy attorney. When a creditor takes a debtor to court in Florida, the creditor will likely ask the court to order the debtor to submit […]


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Brandon, FL (Law Firm Newswire) November 1, 2012 – It may sound like an exercise in despair to publicly declare one’s financial situation hopeless, but that is just what some people are doing in an attempt to rid themselves of stifling student loans. “Bankruptcy protection affords many people a measure of relief,” said O. Reginald Osenton, a Brandon bankruptcy attorney. “Student loan debt is usually not forgiven, but for truly desperate situations, there are strategies to consider.” Filing for bankruptcy protection can go a long way toward allowing a fresh start for those who find themselves in dire financial straits, […]


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Brandon, FL (Law Firm Newswire) October 31, 2012 – A gathering put on by a group called Split Partners, which provides support for people going through divorce, recently highlighted strategies to help those struggling with the process. “Divorce, while never a completely pleasant process, doesn’t have to be a source of extreme stress and personal anguish,” said Brandon divorce lawyer O. Reginald Osenton. The emphasis society has placed on marriage, says the Split Partners founders, has led to great difficulty for some individuals following a divorce. Divorce can lead to a decline in personal income, as sharing living expenses and […]


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Brandon, FL (Law Firm Newswire) October 25, 2012 – Chad Johnson (formerly Ochocinco) and Evelyn Lozada are no longer married. Lozada filed for divorce from Johnson some 40 days after their wedding ceremony, after Johnson was arrested for domestic battery outside their Miami home. Johnson was accused of head-butting Lozada during a dispute. “Allegations of domestic violence are always troubling,” said Brandon divorce lawyer O. Reginald Osenton. “And victims need to stand up for their rights.” One month after his arrest, Johnson had a plea agreement approved by a Broward domestic violence judge. The six-time Pro Bowl player pled no […]


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Brandon, FL (Law Firm Newswire) October 18, 2012 – Fort Lauderdale Boat Club Ltd., recently filed for Chapter 11; the Boat Club had in excess of a reported $13 million in assets, with an estimated $10 million in liabilities. Investors purchased the site for $16 million in 2006. Losses of some $3 million in just a few years, much of which likely occurred in or about 2008 when the national economy began to collapse, appear to have been too difficult to overcome. Fort Lauderdale is home to numerous coastal areas, including many docks and residential slips for personal watercraft. Plans […]


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Brandon, FL (Law Firm Newswire) August 22, 2012 – Some Florida activists say that the state’s alimony laws, which provide for permanent alimony in some cases, are “antiquated” and should be eliminated. Others have criticized this position, saying that ending permanent alimony would only protect “wealthy men who cheat on their wives.” However, there is a middle ground. “The fact is that Florida’s alimony laws did need to be changed, and the state legislature accomplished this with the help of Florida family law attorneys,” said O. Reginald Osenton, a Brandon divorce lawyer. “Alimony reform in the state of Florida is […]


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Brandon, FL (Law Firm Newswire) August 15, 2012 – The newly-created United States Consumer Financial Protection Bureau (CFPB) recommended to Congress that people be allowed to erase some of their student loan debt if they file for bankruptcy. However, even if the change is made, it may not bring the needed relief debtors want. “Filing for bankruptcy is a viable option for many people with unmanageable debt,” said O. Reginald Osenton, a Brandon bankruptcy attorney. “However, it is important for people to understand that not all student loan debt will be discharged.” The CFPB, created to protect consumers from unfair […]


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Brandon, FL (Law Firm Newswire) August 8, 2012 – Many people today find themselves in debt. Some are surprised when a company they never heard of buys their debt and then pursues an aggressive collection strategy, which may include harassing phone calls or filing a lawsuit against the debtor. Debt buying is legal, but some collection practices are not. “If you are being harassed by phone calls from debt collectors, you should know that the Fair Debt Collection Practices Act (FDCPA) protects you,” said Brandon bankruptcy attorney O. Reginald Osenton. “Fending off debt collectors is often one of the first […]


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Brandon, FL (Law Firm Newswire) June 25, 2012 – Relationships are generally plagued with many challenges before the spouses start considering a divorce. Sometimes, separation makes the divorce process a little easier on both parties. Marching out of a series of arguments and marital battles into a divorce may lead to more trouble down the road. If the couple goes into a divorce with a battle mindset, the two are more likely to complicate the matter than if they have a cool down period. Brandon divorce lawyer, Reginald Osenton said, “A marriage dissolution can be stressful enough without getting involved […]


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Brandon, FL (Law Firm Newswire) June 20, 2012 – A good health plan can prevent financial disaster, but when deductibles are higher than a patient can handle, insured individual may still require a bankruptcy. Americans look to insurance policies to be there when something unpredictable happens. Whether it’s an oak limb falling through the roof, an expensive car accident, or someone’s health, people assume that having coverage means they don’t have to worry. However, with rising health care costs and higher health insurance premiums, some people are raising deductibles to unsupportable levels. At some point, a deductible becomes so high […]


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Brandon, FL (Law Firm Newswire) June 11, 2012 – A greater percentage of bankruptcies are filed as joint cases. Combining two incomes can often strengthen a household’s finances. Two earners can contribute more to savings and retirement planning. Unfortunately, a two-income household often becomes dependent on both partners, so when one loses a job, the household can suffer from underemployment. Couples are more likely to purchase large luxury items, such as vacation homes, and often choose to live in larger homes in safer neighborhoods. However, even with proper planning, an unexpected event in the family can lead a couple to […]


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Brandon, FL (Law Firm Newswire) June 4, 2012 – Forensic accountant and author Mark Kohn recently released a book titled “How They Stash the Cash,” in which he outlines the many legal and illegal ways divorcing spouses maneuver money away from each other. “People definitely get greedy during a divorce and one of the ways that greed can manifest itself is for spouses to begin hiding money from each other,” said Brandon divorce lawyer Joshua Law of the Osenton Law Office. “For a spouse who is truly owed money during a divorce proceeding, sometimes an investigation is the only way […]


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Brandon, FL (Law Firm Newswire) May 31, 2012 – Most of the decisions that need to be made when a family puts together their wills are simple and straightforward. The money goes here. The house goes here. The farm gets sold. The jewelry gets split up, etc. The complicated decision when it comes time to put together a family will is who will take the young children if something happens to the parents. “Guardianship is often the trickiest part of drawing up a will,” said Brandon estate planning attorney Reginald Osenton. “It is the part of the process that requires […]


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Brandon, FL (Law Firm Newswire) May 28, 2012 – Once a Florida divorce is final, there is a binding legal agreement that both parties must live up to. That binding contract may include alimony, child support and a parenting plan that includes time sharing agreements. Either party who refuses to abide by the agreement is likely to get dragged into court to explain why. That means payments have to be made on time both for alimony and for child support. It also means that both parents need to honor their time-sharing responsibilities and be respectful of the other co-parent’s time. […]


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Brandon, FL (Law Firm Newswire) April 30, 2012 – People going through a divorce have an instinct to open up with their friends and express their emotions and feelings about what is going on in their life. Divorce can feel alienating and people will feel a natural inclination to seek out opinions from friends that might agree with them. This is when social media platforms like Facebook can be particularly dangerous during divorce proceedings. Speaking unkindly about a spouse on any social media can be brought up in court. “Before a divorce and even during a divorce, the most important […]


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Brandon, FL (Law Firm Newswire) April 27, 2012 – A first of its kind divorce expo was held in New York City at the beginning of April with speakers and exhibitors ranging from stylists to counselors to lawyers. The expo was held over the course of two days at New York’s Metropolitan Pavilion. The expo was called Start Over Smart: A Modern Divorce Expo. It included panel discussions, keynote speakers, socials and small group discussions, according to the expo’s website. “An expo is a great way to help people going through a divorce feel like they are not alone in […]


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Brandon, FL (Law Firm Newswire) April 26, 2012 – To protect creditors from bankruptcy abuse, it is mandatory for people going into bankruptcy to go through credit counseling about six months before filing. The credit counseling has to be valid in the bankruptcy court, so it is important to research the requirements to make sure the counseling meets the criteria. “The bankruptcy petition will likely be thrown out if the credit counseling was not done correctly,” said Brandon bankruptcy attorney Reginald Osenton. “Make sure to use a pre-approved counseling agency, and get it done as soon in the process as […]


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Brandon, FL (Law Firm Newswire) April 24, 2012 – Some of the most bitter custody battles can be entirely avoided with some careful estate planning. These battles are not about the children, the house or the pets – they are about the family farm. In many industries, a family business being handed down from one generation to the next is a seamless operation. The family farm can sometimes be more emotional. “If the elder generation has not done smart, careful estate planning, then the next generation will suffer,” said Brandon estate planning attorney Reginald Osenton. “The last thing anybody wants […]


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