insurance | Law Firm Newswire - Part 2

Virginia Beach, VA (Law Firm Newswire) April 10, 2015 – During retirement, seniors are typically operating on a much tighter budget than they were during their working years. This is especially the case when major life events, such as an early retirement or a health problem, have made finances tighter. Downsizing can be an important strategy for making retirement funds stretch farther, and there are a number of different methods. “It is important for seniors to evaluate their particular financial situation in order to make smart decisions about what should stay and what should be altered,” said Andrew H. Hook, […]


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Virginia Beach, VA (Law Firm Newswire) February 26, 2015 – When a parent becomes incapacitated and is no longer able to manage his or her own finances, a child or other caregiver needs to step in to pay bills and manage money and costs. Taking over a parent’s finances can be difficult, especially in the midst of the other challenges that families face during a loved one’s illness. “If you are taking over your parent’s finances, a systematic, structured approach to gathering information is a great starting point,” said Andrew H. Hook, a Virginia elder law attorney with Hook Law […]


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Southfield, MI (Law Firm Newswire) February 5, 2015 – When people go to the hospital, they expect to leave alive, not die as a result of being given the wrong medication. “Robert Athey lived in a nursing home until he was taken to the O’Bleness Memorial Hospital E.R. complaining of shortness of breath and suffering from an accumulation of fluid between the lining of the abdominal organs and the abdomen,” says Daren Monroe, a Litigation Funding Corporation representative located in Michigan. While waiting in the E.R., the attending physician ordered several drugs to be administered, including Rocephin. Rocephin is a […]


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Virginia Beach, VA (Law Firm Newswire) January 26, 2015 – ]With a baby on the way, new parents should prioritize making a basic estate plan. An estate plan is one of the most important building blocks for a growing family. “In the midst of all the other changes associated with becoming a new parent, an estate plan is essential to protect your children in case anything should happen to you,” said Andrew H. Hook, a Virginia estate planning attorney with Hook Law Center, which has offices in Virginia Beach and northern Suffolk. An estate plan can ensure that children will […]


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Virginia Beach, VA (Law Firm Newswire) January 23, 2015 – Permanent life insurance policies can be used not just to guarantee income for one’s heirs in the case of untimely death, but to fund retirement. Policyholders can withdraw from the policy’s cash reserve in certain circumstances. “Using life insurance to fund retirement is not for everyone, but it can be a valuable strategy for people who have maxed out other retirement accounts and who can afford a policy,” said Andrew Hook, a Virginia elder law attorney with Hook Law Center, which has offices in Virginia Beach and northern Suffolk. Life […]


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Virginia Beach, VA (Law Firm Newswire) January 16, 2015 – It is often necessary for individuals to cut down on their expenses once they retire. Planning to reduce or cut out certain expenses can be an important part of a retirement plan, improving a person’s financial security without requiring them to cut out vital resources. “Many times, expenses that were reasonable while one was working do not make sense after retirement,” said Andrew H. Hook, a Virginia estate planning attorney with Hook Law Center, which has offices in Virginia Beach and northern Suffolk. Many people can save on transportation and […]


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Virginia Beach, VA (Law Firm Newswire) January 2, 2015 – Emotions can play a substantial role in making decisions about long-term care. Planning after seeing a loved one decline in health may drive some people to seek long-term care insurance, but they should also consider their finances rationally. “Planning for long-term care means accepting that your health may decline to the point that you can no longer care for yourself,” said Andrew H. Hook, a Virginia elder law attorney with Hook Law Center. Often, people avoid thinking about long-term care because they would like to believe that they will never […]


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Little Rock, AR (Law Firm Newswire) October 21, 2014 – This question needs to be asked in today’s world because millions of Americans are still unable to access health care. “What do people without even the basic necessities do for medical and dental care?” asked Michael Smith, a personal injury lawyer in Arkansas. “Most simply go without. In some states, such as Florida, retired dentists and doctors volunteer their time to help people who could not otherwise access care. But in other states, volunteerism rarely happens. The differences are directly linked to protection from medical malpractice lawsuits. Florida offers that […]


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Tampa, FL (Law Firm Newswire) October 9, 2014 – Some pediatric cancer patients may qualify for disability benefits under Social Security rules. On August 29, President Obama reminded Americans of the seriousness of childhood cancer in the United States and proclaimed September to be National Childhood Cancer Awareness Month.  As part of the proclamation, the president remembered those children who have succumbed to pediatric cancer. He offered the administration’s support for those children now fighting the disease, for their loved ones, and for the researchers, healthcare providers and advocacy groups who seek to lessen, and one day eliminate, the burden […]


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Austin, TX (Law Firm Newswire) September 15, 2014 – Big oil drives the economy in Texas, but the industry is also responsible for a high number of workplace deaths. “It’s hard to miss the construction boom going on in Texas with the resurgence of big oil. Along with progress, though, often comes greed, underregulation, out-of-control spending and a distinct lack of due attention to safety on construction and other work sites,” said Austin workplace injury lawyer Brooks Schuelke of Perlmutter & Schuelke, LLP. While the economy thrives, Texas workers die. The Lone Star State has led the nation in on-the-job […]


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Brandon, FL (Law Firm Newswire) August 22, 2014 – Florida Gov. Rick Scott signed a bill to help foster children age 16 or older get around by car. The bill, HB 977, is a continuation of legislators’ efforts to improve the lives of Florida’s foster children and enable them to engage in normal age-appropriate activities. The 2013 legislative session saw the passage of a bill that trimmed the rules and regulations surrounding foster care that often made it difficult for children to participate in enriching activities with their peers, such as sleepovers and school field trips. Another 2013 bill extended […]


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Southfield, MI (Law Firm Newswire) July 2, 2014 – This case involves a nail technician unable to perform her job as a result of alleged medical negligence. “The nail technician in this lawsuit claims she is no longer able to perform her job as a direct result of a physician’s delayed response to a pseudoaneurysm in her arm. According to the complaint, the doctor delayed nine and a half hours before the surgically decompressing the woman’s upper right arm,” Daren Monroe, a Litigation Funding Corporation representative explains. Documents submitted on filing the $1 million lawsuit indicate that before the decompression, […]


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Chicago, IL (Law Firm Newswire) May 28, 2014 – Proponents of changes to Illinois’ workers’ compensation laws say that reforms passed in 2011 did not go far enough. Newly proposed legislation would exempt employers from paying for injuries suffered while traveling to work if the worker is not traveling specifically for work purposes. This and other changes are needed, proponents say, to reduce workers’ compensation insurance costs. Not everyone agrees. “The problem with saying that these changes will reduce insurance premiums is that it has not been borne out by the evidence,” indicates Robert Briskman, a Chicago workers’ compensation attorney. […]


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Austin, TX (Law Firm Newswire) April 8, 2014 – For those employed on jobsites in Texas, it is vital to understand how workers’ compensation operates. “It’s important for workers to know that the workers’ compensation system in Texas allows employers to offer medical benefits and lost earnings to a worker involved in a jobsite accident,” explains Austin workplace injury lawyer, Brooks Schuelke of Perlmutter & Schuelke, LLP. Some Texas employers maintain insurance that covers the costs of work-related accidents, insurance which limits an employer’s liability if a worker files a lawsuit seeking damages for personal injuries. However, in the Lone […]


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Waxahachie, TX (Law Firm Newswire) April 4, 2014 – In the autumn of 2013, UnitedHealthcare dropped thousands of doctors across the country from its Medicare Advantage plans. At least ten states were affected. Nearly 16 million people are enrolled in Medicare Advantage, and many struggled to make the adjustments needed before the December enrollment deadline. These struggles sparked a national concern: how does Medicare Advantage protect seniors when private insurance companies make changes? Under Medicare Advantage, the federal government reimburses insurance carriers for their care of beneficiaries. UnitedHealthcare is one of the leading providers. When an insurance company makes a […]


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White Plains, NY (Law Firm Newswire) March 26, 2014 – It is essential that premiums are paid on time for all types of insurance, and policyholders must ensure that they are aware of any policy changes. These measures are of particular importance for long-term care insurance. Long-term care insurance can help with the cost of assisted living, home care or a nursing home for those who need it. However, if a beneficiary is beginning to suffer from Alzheimer’s or other dementia, it can be difficult to make sure premiums are being paid on time each month. Often, an adult child […]


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White Plains, NY (Law Firm Newswire) February 28, 2013 – The Affordable Care Act (ACA) has a provision that expands coverage of certain treatments for autism, cerebral palsy and other developmental disabilities, but a lack of specificity in the law means that it can still be difficult to pin insurers down on exactly what will be covered. Policies purchased on the new health insurance exchanges are required by law to cover ten essential health benefits. Among these are “rehabilitative and habilitative services and devices.” This revision is beneficial for people with developmental disabilities; many insurance policies did not previously cover […]


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Virginia Beach, VA (Law Firm Newswire) February 28, 2014 – A part of the Affordable Care Act (ACA) expands treatment for people with developmental disabilities, but some states may leave insurers with ways to sidestep the new requirement. The ACA, commonly called “Obamacare,” requires health insurance plans for individuals and small groups to include coverage for “rehabilitative and habilitative services and devices.” Most insurance plans already cover rehabilitative services, which help people regain skills, such as walking or talking, after a debilitating injury or illness, such as a stroke. “But habilitative services are often excluded,” explains Virginia special needs attorney […]


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User-friendly website provides interactive resources for small to mid-sized law firms Lisle, IL (Law Firm Newswire) February 25, 2014 – Protexure Lawyers, a competitive professional liability insurance program from AmerInst Professional Services, Ltd., today announced the launch of its newly redesigned website: www.protexurelawyers.com. The website will enable tech-savvy lawyers to get a complimentary insurance quote, manage their account, and renew their coverage with a short form application – online and at their convenience. Plus, they can access online tools, information and resources that will help them grow their business and navigate their insurance options. “We redesigned our website to create […]


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Austin, TX (Law Firm Newswire) February 13, 2014 – A drunk driver caused the death of one man on a Louisiana highway. “We see crashes in Texas such as this one far too often,” indicates Bobby Lee, an Austin car accident attorney with Lee, Gober & Reyna. “It never gets any easier for anyone to see a vehicle severed in two as a result of an accident involving a drunk driver and knowing with a fair amount of certainty, that someone did not make it out of that wreck alive.” This crash happened in Louisiana when a 35-year-old man, behind […]


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